Self-Employed Business Travel · True Cost Comparison
Which flight actually
costs you less?
Google Flights
$500
vs
Bizy Travel
$1,080
After the tax deduction, $540 Super Rewards, and 2% credit card cashback — the Bizy Travel flight costs far less. For high-income earners in CA and NYC, you can actually come out ahead.
Select your annual self-employment income
California
$500
You pay
$247
$1,080
You pay
+$6
you earn back
Bizy Travel puts $6 in your pocket
vs paying $247 on Google Flights — that's a $253 swing
New York City
$500
You pay
$244
$1,080
You pay
+$13
you earn back
Bizy Travel puts $13 in your pocket
vs paying $244 on Google Flights — that's a $257 swing
No State Income Tax
Texas · Florida · Nevada
$500
You pay
$294
$1,080
You pay
$94
Bizy Travel saves you $200
$294 on Google vs $94 on Bizy Travel
Why the Bizy Travel flight costs less
Step 1
100% Tax Deductible
Self-employed professionals deduct the full cost of business travel from taxable income — reducing federal income tax, self-employment tax, and state tax all at once. On a $1,080 flight, the tax savings alone can exceed $500.
Step 2
$540 Super Rewards (Not Taxable)
Bizy Travel credits $540 in Super Rewards on this booking — redeemable on any future flight, hotel, or car rental. The IRS treats these as a purchase price adjustment, not income. Combined with the tax deduction, most of the face price is already wiped out before you check in.
Step 3
2% CC Cashback
Pay with a 2% cash-back card and earn $21.60 back on the Bizy Travel flight vs just $10 on the Google flight. Every dollar of the higher fare generates more reward.
Super Rewards are not taxable income — IRS position
The IRS does not consider consumer rebates to be taxable income. Because they represent a reduction in the purchase price rather than a new accession to wealth, the IRS classifies them as purchase price adjustments (post-purchase discounts). The $540 Super Rewards credit lowers your cost basis on the booking — it is not added to your gross income and is not subject to income or self-employment tax.
Full Comparison — All Income Levels
Effective cost after all deductions, rewards, and cashback
| Income | 🌴 California | 🗽 New York City | ☀️ No State Tax | |||
|---|---|---|---|---|---|---|
| Bizy | Bizy | Bizy | ||||
| Over $55,000 | $264 | $29 | $257 | $14 | $304 | $116 |
| Over $110,000← selected | $247 | +$6earned | $244 | +$13earned | $294 | $94 |
| Over $260,000 | $265 | $31 | $257 | $16 | $311 | $132 |
| Over $1.1M | $220 | +$66earned | $218 | +$68earned | $286 | $78 |
Green +$X earned means your net cost is negative — Bizy Travel rewards exceed your out-of-pocket after taxes. Click any row to update the comparison above.
Calculations use 2026 marginal tax rates for a single self-employed filer claiming the standard deduction. Super Rewards are credited at face value toward future Bizy Travel bookings and are classified by the IRS as purchase price adjustments — not taxable income. CC cashback assumes 2% on all purchases. Business travel deductions require a legitimate business purpose and proper documentation. This is not tax advice — consult a licensed CPA or tax professional.